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Fayetteville, AR 72703

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Arkansas Insurance Blog

Types of problems that can be covered by commercial insurance

Businesses encounter problems that can result in financial losses due to liability and lawsuits. However, commercial insurance in Northwest Arkansas is the best way to cover these kinds of problems. Here is an overview of situations where commercial insurance is crucial to a business’s financial stability. 

Liability from lawsuits

Companies can be sued by workers or customers for a number of reasons. Those injured on their property while working or shopping can file injury lawsuits. Defective products can also cause injuries that result in significant medical expenses. A commercial insurance policy in Northwest Arkansas can cover some or all of these losses. 

Damage and losses

Businesses can have expensive inventory, buildings where business is conducted, and other items that can be damaged, such as machinery and equipment. A commercial insurance policy from Adams Insurance & Financial will help the business pay for repairs or replacements related to damage to inventory and equipment.  

Commercial vehicles

Many businesses have employees who need to drive for commercial purposes. These vehicles require commercial insurance coverage, which is not covered by the driver’s standard auto insurance. If an accident involving a commercial vehicle happens, this can be a very large expense. Commercial insurance will help pay for things like vehicle repairs, medical bills, and any claims from outside parties who are injured. 

Contact us to learn more.

Our agents who represent Adams Insurance & Financial are available to answer additional questions about commercial insurance. They can also explore coverage options and set up policies for customers in the Northwest Arkansas area.

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