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Arkansas Insurance Blog

Why Does My Business Need Commercial Insurance Beyond General Liability

Some entrepreneurs believe that their business does not need insurance beyond general liability. The fact is, that many mishaps can occur during the course of normal business operations. If you have not considered liability before this. Look at these factors to change your mind. Adams Insurance & Financial can guide many businesses serving Northwest Arkansas on the policies that will meet their needs.

Consider Start-up Insurance

If you are unsure of what you may need, start-up commercial insurance may fit your needs. This type of business insurance can provide you with a roundup of general insurance needs to cover the cost of common types of risks that most businesses face. However, as your business progresses, you may need more. Consider the following types of coverage as your business expands.

All businesses should have a general liability policy in place. Beyond that, you should also consider the following, depending on your operations:

  • Errors and omissions 
  • Cybersecurity insurance
  • Employment practices liability

Additional issues can affect business owners. These can include protection from data theft,  national disasters, such as those occurring from storms,  theft, damage from storms, business interruptions due to circumstances beyond your control, employment practices, and many other issues that entrepreneurs should consider.

Business disruption is another consideration. Policies can protect your operations from loss of income beyond your control when your company cannot operate due to circumstances beyond your control, such as riots and other things that may occur.

Ask the professionals at Adams Insurance & Financial to provide you with the most comprehensive service regarding insurance issues Our agents stand ready to give you the most extensive services regarding insurance and related issues available in Northwest Arkansas. Contact us today to get started on our insurance coverage.

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