You don't have to live near a body of water to experience flooding in your home. In fact, FEMA states that roughly 30 percent of flood insurance claims are made in low-risk areas. Fortunately, Adams Insurance & Financial is here to help answer all your flood insurance questions and provide an affordable flood insurance policy for your Arkansas home.
We offer flood insurance protection in all areas of Arkansas, from Fayetteville, AR to Conway, Hot Springs, Jonesboro, and El Dorado. Arkansas citizens living in low-risk areas can enjoy the substantially lower flood insurance premiums covered by preferred risk policies. Our expert team at Adams Insurance & Financial can help you determine your home's risk of flooding and the ideal policy to protect you, your family, your home, and your belongings.
Flood insurance is not a requirement in many parts of the country, especially in low- to moderate-risk areas. However, flood insurance is the only way to protect your home and belongings from damage and complete loss due to flooding. Standard home insurance policies do not cover damages due to flooding.
The truth is that flooding happens, and it can happen in any home. Flooding can occur due to poor drainage, snowmelt, rapid rain accumulation, a broken water line, and a number of other occurrences. Statistics show that a home is three times more likely to experience flooding than a fire during a 30-year mortgage period. At Adams Insurance & Financial, we offer a variety of flood insurance policies, whether you want coverage for your home, your belongings, or both.
Adams Insurance & Financial flood insurance policies are available in all corners of the state, from Fayetteville, AR to Eudora and everywhere in between. Contact us to find out more about the flood risk level for your home, and which flood insurance policy is best to protect your investments.
Call us now for a free, no-obligation flood insurance quote.