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Adams Insurance & Financial

3075 N Market Ave, Ste. 1,
Fayetteville, AR 72703

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Arkansas Classic Car Insurance Coverage

Classic Car Insurance in Arkansas

A classic car is not your average vehicle. In Arkansas, Adams Insurance & Financial gives you the coverage you need for your vehicle. Here are the facts you need to know about classic car insurance requirements in Arkansas.

Classic Car Insurance Specifics for Arkansas Drivers

There is a difference between classic cars and antique cars. Classic cars are defined as vehicles that are between 10 and 24 years old and have a historical feature, such as a muscle car or hot rod.

An antique vehicle is defined as a classic car that is over 25 years old and has historical interest. Your vehicle must possess other specifications to be deemed a classic or antique vehicle, including:

  • Limited use (not driven more than 7,500 miles per year)
  • Condition
  • Storage

To be considered a classic or antique vehicle, your car should be driven on a limited basis, and the condition of the vehicle must fall under a category of:

  • Restored
  • Maintained and preserved
  • Undergoing restoration

If your classic or antique vehicle is not in excellent condition, it may be difficult to obtain auto insurance. You are also required to store your classic or antique vehicle in an enclosed building.

Other Auto Insurance Coverage Options for Your Classic Vehicle

Other auto insurance coverage options are available for your classic car, including:

  • Medical payments/ No-fault
  • Liability
  • Comprehensive
  • Emergency road service
  • Collision
  • Uninsured motor vehicle/Underinsured motor vehicle

Classic Car Insurance Eligibility Criteria

Although all insurance providers have strict rules regarding classic or antique vehicles, it's best if you meet the below-stated criteria to ensure you can obtain classic car insurance. Eligibility criteria for classic or antique car insurance include:

  • A minimum of 5 years of driving experience
  • At least 25 years old
  • Maintain a good driving record
  • No record of moving violations or at-fault accidents within the past three years
  • Own and use a different vehicle as primary transportation
  • Agree that you will not use your classic car to race

Here at Adams Insurance & Financial, we offer different insurance solutions to meet your unique coverage needs. We provide our insurance services to Fayetteville, AR and surrounding areas. Contact us now. We are more than glad to help you choose the best insurance solutions to meet your needs. We look forward to speaking with you.

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Servicing States

  • Arkansas
  • Oklahoma
  • Missouri
  • Texas
  • Tennessee
  • Georgia

Why Work With Us?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Print out your auto ID cards from home, anytime!

Partner Carriers

  • All-State
  • Equipment International Insurance Company
  • Foremost
  • Hagerty
  • K&K Insurance
  • MiniCo
  • Nationwide Insurance
  • Progressive
  • Safeco
  • State Auto
  • The Hartford