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Arkansas Insurance Blog

Additional home insurance protection you may want to consider

Your home insurance policy protects the biggest investment you probably have ever made. While it does cover many possible things that could go wrong, you may want to consider some additional coverage. At Adams Insurance & Financial in Northwest Arkansas, we are here to provide the service our customers deserve. 

Home Insurance Add-ons

A jewelry rider

If you have anything more than pretty basic jewelry, you should have a jewelry rider that provides the additional coverage you require. You need to get your jewelry appraised and then get enough coverage so that you can replace any of the pieces you have. 

Art rider

If you have artwork that is valuable, your regular policy will not cover it. You need to add a rider to your policy to give you the additional coverage that you need. You should have an appraisal done on your art so that you have the correct valuation in case the work is ever lost or damaged. 

Sewer backup

Sewer backup is not covered by your traditional home insurance policy. If you are worried about the possibility of this happening to you, you can add this coverage to your policy. 

Identity theft coverage

In today’s world of stolen identities, this can be very valuable coverage. A lot of damage can be done to your finances and even your reputation. This coverage will help to restore what has been lost and any cost you may incur. 

Sinkhole coverage

Sinkholes can happen almost anywhere these days. Any type of earth movement is not discovered by home insurance. You can add an additional policy to your home insurance to give you the coverage you require. 

Get in touch with us

Contact Adams Insurance & Financial in Northwest Arkansas when you want help choosing the right home insurance. 

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