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Fayetteville, AR 72703

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Arkansas Insurance Blog

Why Stay-at-Home Parents Need Life Insurance

As an adult, you will have many important decisions to make. One of those decisions will be to purchase life insurance to provide for your family after your death. If you live in Northwest Arkansas, our team at Adams Insurance & Financial can help you explore your insurance options. We’ve been working with clients like you since 2002.

Why Stay-at-Home Parents Need Life Insurance

Many people are presented with life insurance options through their employers. So, when you are a stay-at-home parent, you may not automatically think of purchasing life insurance. However, according to the Insurance Marketer, stay-at-home parents should make sure they pay attention to their need for life insurance. A stay-at-home parent has an intrinsic financial value for their family; if they were to pass away, the surviving parent would need to continue working, and then also need to hire a childcare worker and house cleaning services.

Without the funds a beneficiary would get after the stay-at-home parent passes away, the surviving parent might have to sacrifice their savings, including savings for their children’s college accounts. Another consideration might be the cost of counseling for the children after their parents’ death. Funds from the insurance claim can help defray counseling costs and burial costs.

Call Us for Your Appointment Today

Life insurance is a personal choice, and we want you to be sure your choices are right for you and your family. Our team at Adams Insurance & Financial is ready to provide the insurance education and support you need for a decision like this. Clients in Northwest Arkansas have learned that when they want trustworthy insurance solutions, they can turn to our team for the answers. Give us a call today and let’s work together to help you select the right insurance options.

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