{"id":74,"date":"2023-04-11T04:00:00","date_gmt":"2023-04-11T10:00:00","guid":{"rendered":"https:\/\/www.adamsinsurancefinancial.com\/blog\/?p=74"},"modified":"2023-04-27T10:06:51","modified_gmt":"2023-04-27T16:06:51","slug":"should-i-wait-for-illness-or-old-age-to-get-life-insurance","status":"publish","type":"post","link":"https:\/\/www.adamsinsurancefinancial.com\/blog\/should-i-wait-for-illness-or-old-age-to-get-life-insurance\/","title":{"rendered":"Should I Wait for Illness or Old Age to Get Life Insurance?"},"content":{"rendered":"<p><span style=\"color:#000000\">In Northwest Arkansas, our team at Adams Insurance &amp; Financial frequently hears questions about whether policyholders should wait until they fall ill or reach old age to get a life insurance policy. While every policy is different and every situation is different, our answer to this question tends to surprise our clients. <\/span><\/p>\n<p><span style=\"color:#000000\">We usually recommend that potential life insurance policyholders don&rsquo;t wait until they are getting older or sick to get a life insurance policy. For more details on why we make this recommendation, keep reading below!<\/span><\/p>\n<h2><span style=\"color:#000000\">Why Shouldn&rsquo;t I Wait for Illness or Old Age to Get Life Insurance?<\/span><\/h2>\n<p><span style=\"color:#000000\">The main reason why we recommend getting life insurance sooner rather than later is that advanced age is one of the factors that drive up the cost of a life insurance policy. If you get life insurance when you are young and healthy, you&rsquo;ll save money on life insurance in the long run. <\/span><\/p>\n<p><span style=\"color:#000000\">Most insurance companies tend to see someone who is healthier and younger as less likely to develop a severe life-threatening health condition in the near future than someone who is older or already ill.&nbsp;<\/span><\/p>\n<p><span style=\"color:#000000\">Since every life insurance policy has its own specific terms, some policies and insurance companies might not differentiate. Even so, there are other reasons to get life insurance at a younger or healthier stage. On top of potentially saving money, having a life insurance policy as a younger person can give you peace of mind that your family will be cared for financially if&nbsp;you pass away. Since unexpected events happen every day, life insurance is a useful&nbsp;safety net for the unexpected.<\/span><\/p>\n<h3><span style=\"color:#000000\">Reach Out To Us!<\/span><\/h3>\n<p><span style=\"color:#000000\">To learn more about our life insurance policies, call Adams Insurance &amp; Financial in Northwest Arkansas today!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In Northwest Arkansas, our team at Adams Insurance &amp; Financial frequently hears questions about whether policyholders should wait until they fall ill or reach old age to get a life insurance policy. While every policy is different and every situation is different, our answer to this question tends to surprise our clients. We usually recommend [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[8,7],"class_list":["post-74","post","type-post","status-publish","format-standard","hentry","category-life-insurance","tag-adams-insurance-financial","tag-northwest-arkansas"],"_links":{"self":[{"href":"https:\/\/www.adamsinsurancefinancial.com\/blog\/wp-json\/wp\/v2\/posts\/74","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.adamsinsurancefinancial.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.adamsinsurancefinancial.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.adamsinsurancefinancial.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.adamsinsurancefinancial.com\/blog\/wp-json\/wp\/v2\/comments?post=74"}],"version-history":[{"count":1,"href":"https:\/\/www.adamsinsurancefinancial.com\/blog\/wp-json\/wp\/v2\/posts\/74\/revisions"}],"predecessor-version":[{"id":75,"href":"https:\/\/www.adamsinsurancefinancial.com\/blog\/wp-json\/wp\/v2\/posts\/74\/revisions\/75"}],"wp:attachment":[{"href":"https:\/\/www.adamsinsurancefinancial.com\/blog\/wp-json\/wp\/v2\/media?parent=74"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.adamsinsurancefinancial.com\/blog\/wp-json\/wp\/v2\/categories?post=74"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.adamsinsurancefinancial.com\/blog\/wp-json\/wp\/v2\/tags?post=74"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}